|
Basically,
trip insurance is a modern travel necessity. Whether
your choice is RV travel or regular travel, many times
you will find yourself needing airplane tickets, vehicle
rentals, overnight hotels and all manner of travel-related
bookings. Nowadays, you can get trip insurance that
will cover you for just about everything. You can get
an affordable travel insurance policy that covers travel
for the elderly, backpackers travel insurance, student
travel insurance, and travel insurance for pre-existing
conditions. You can even get trip-cancellation insurance.
Lost baggage insurance? Don’t make me laugh!
OK,
you say, but how much doestrip insurance cost and where
do I get it? Well, before we get into that, I’d
like to tell you a little story.
It
was a clear, brisk, bright and cloudless day in February,
and there I was barreling happily down the M11 motorway.
I was on my way back to London to pick up my family
after a successful business meeting near Cambridge.
They had spent the morning sampling all the delights
that London stores have to offer. They called it sampling.
I called it shop until you drop. Different perspectives,
I guess, but that’s a different story.
Anyway,
England being England, vehicles travel on the left-hand
side of the road. If you come from a country where you
drive on the right, like I do, this requires a lot of
concentration until you get used to it. Multi-lane motorways
are not so demanding, but this was only my second day
in a right-hand drive car (this all happened in my pre-RV
days) and I was not yet able to drive on auto-pilot.
I
had just passed the exit to Bishops Stortford at a brisk
75 mph when I saw a huge, seemingly solid wall of fog
not more than twenty feet away. I live in a warmer climate
and I had never ever seen – let alone experienced
- anything like that before. I instinctively slammed
on the brakes as hard as I could, but that did little
to slow me down before I hit the fog wall. It really
looked solid. Once inside, I couldn’t even see
the engine hood, let alone the car in front of me. I
still don’t know the proper technique for handling
a situation like that, because the last thing I remember
before waking up in a London hospital was a loud –
very loud - crunching sound. I later learned that the
car behind me, obviously not expecting my sudden stop,
had sent me flying into the car in front. The result?
A seven car pileup on the M11. It made the news, too.
Now
this story has some good news and some bad news. And
a life lesson as well. Here’s the good news - the
rental car was fully insured, so luckily I didn’t
have to pay anything, not even the excess. The bad news
was that I, myself, wasn’t. Fortunately, I wasn’t
really injured too badly, and neither was anyone else,
but UK hospitals are not cheap for the uninsured. That
was when I decided that I would never, ever, venture
abroad without suitable trip insurance.
At
the time of my accident, before the advent of the Internet,
getting low-cost, worldwide travel insurance was a bit
of a hassle. That’s not an excuse, though. But
nowadays, with the help of the Internet, it is easier
than ever to find the travel insurance policy that’s
just right for you. No matter what your needs are –
US holiday travel insurance, over 65 travel insurance,
trip cancellation insurance or cheap personal travel
insurance, you can get
free Travel Insurance quotes from a reputable company
with just a a few clicks of your mouse. Better yet,
you can compare travel
insurance
quotes from various companies in one shot –
how’s that for convenience?
The
way it works, you simply enter your travel insurance
needs, some basic trip details, and 1,2,3, you’re
done and you have a list of quotes you can choose from,
together with special recommendations. You gotta love
it. You don’t enter any personal details until
you do the booking over a secure server, so you remain
safe and spam-free.
So
how do you find cheap, worldwide trip insurance? Easy
enough – scroll down to the list below and get
a suitable quote, as explained above. Or, enter your
search term for whatever you need (i.e. Alaska travel
multi trip insurance) into any of the major search engines
and you’ll soon have a great list of companies.
Easy, right? Now you have no excuse to travel without
adequate insurance – so take my advice on travel
insurance, save yourself tons of grief and don’t
leave home without it.
|
